We compared ourselves honestly against the platforms HR teams are most often evaluating. Here's what we found.
Based on publicly available information and product documentation as of early 2026. We've tried to be fair.
| Feature | Sovra | Forma | Healthee | Rightway |
|---|---|---|---|---|
| Wallet & employer funding | ||||
| Employer-funded health wallet | ✓ | ✓ | ✗ | ✗ |
| Multiple balance buckets (Medical / Rx / Wellness) | ✓ | ✓ | ✗ | ✗ |
| Wellness incentive / reward payments | ✓ | Partial | ✗ | ✗ |
| No per-claim fees | ✓ | Varies | N/A | N/A |
| Employee keeps data when they leave | ✓ | ✗ | ✗ | ✗ |
| AI care navigation | ||||
| AI symptom + care navigation | ✓ | ✗ | ✓ | ✓ |
| In-network provider search | ✓ | ✗ | ✓ | ✓ |
| Benefits-aware AI (knows your wallet balance) | ✓ | ✗ | Partial | Partial |
| Personalized health insights from labs / history | ✓ | ✗ | Partial | Partial |
| Health journal & symptom tracking | ✓ | ✗ | ✗ | ✗ |
| Direct Primary Care (DPC) | ||||
| DPC doctor integration | ✓ | ✗ | ✗ | Partial |
| DPC availability shown in-app | ✓ | ✗ | ✗ | ✗ |
| DPC copay from wallet balance | ✓ | ✗ | ✗ | ✗ |
| Employer experience & pricing | ||||
| Best fit for company size | 50 – 1,000+ | 100 – 5,000 | 100 – 2,500 | 500+ |
| Pricing model | Per-employee / month | Per-employee / month | Per-employee / month | Per-employee / month |
| Pricing published publicly | ✓ Model published | ✗ Demo required | ✗ Demo required | ✗ Demo required |
| Setup timeline | Under 1 week | 2 – 4 weeks | 2 – 6 weeks | 4 – 12 weeks |
| Setup fees | None | Varies | Varies | Yes |
| Privacy & compliance | ||||
| HIPAA compliant | ✓ | ✓ | ✓ | ✓ |
| BAAs available | ✓ | ✓ | ✓ | ✓ |
| Encrypted end-to-end | ✓ | ✓ | ✓ | ✓ |
| Employee data portability | ✓ | ✗ | ✗ | ✗ |
Forma does the wallet well, but that's where it stops. No AI navigation, no DPC, no health insights. If your employees need help understanding and using their benefits — not just spending them — Forma leaves a big gap.
Healthee's AI is genuinely good at benefits navigation. But it's a standalone layer on top of your existing plan — there's no wallet, no DPC, and the AI doesn't know your actual balance. Sovra is a single unified experience.
Rightway is built for enterprises of 500+ with clinical concierge teams and complex plan structures. If you're in that range, they're worth evaluating. For companies under 500 who want modern, fast setup without the enterprise price tag, Sovra is the better fit.
30 minutes, no slide decks, real pricing on the call. We'll show you exactly what Sovra looks like for your team size and benefits setup.
Competitor information based on publicly available product pages, documentation, and G2/Capterra reviews as of early 2026.
We've done our best to be accurate and fair. If something is wrong, let us know and we'll fix it.